Community Loan Fund of the Capital Region2021-09-24T08:03:03-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Community Solutions

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Latest News

Workshops & Events

September 2021
October 2021
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Facebook Posts

DYK - The Community Loan Fund provides training and mentoring? Just this year, the Loan Fund presented 36 workshops and assisted 802 emerging entrepreneurs with grants, mentoring, and more. Meet some of the small businesses we helped in our Community Impact Report, out this month: ... See MoreSee Less
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Wait until you meet LaQuetta and Odaysia! They had successful nursing careers, but wanted more. They started Hearts and Mind Training Center at our Small Business Incubator last year, and it's thriving. They're going to share their adventures as new business owners at the upcoming Capital Region Women@Workevent, "Fresh Start: Pivot Your Career." Please join us! ... See MoreSee Less
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