Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Living Resources Expands Housing Inventory For Individuals With Disabilities- With Help From Community Loan Fund
The Community Loan Fund recently closed on a $600,000 loan to Living Resources Corporation to assist the organization in purchasing and rehabilitating a home in Niskayuna (Schenectady County). Once renovated, the property will be [Read More]
Revitalizing History: Burden Ironworks Museum Receives Upgrades
Nestled in the heart of South Troy, the iconic Burden Ironworks Museum is receiving a well needed face lift, thanks to the Community Loan Fund! Owned by the Hudson Mohawk Industrial Gateway (HMIG), the [Read More]
Green Sugar Leaf Farms Brings Healthy Options to NYS Concourse
The Community Loan Fund recently closed on a $25,000 small business loan for Green Sugar Leaf Farms and their new brick and mortar location in the New York State Concourse. The loan allows [Read More]
Historic Albany Foundation Restores Oldest Building In The City- With Help From The Community Loan Fund
Historic Albany Foundation (HAF) recently received a bridge loan from the Community Loan Fund of the Capital Region to restore the Van Ostrande-Radliff House, located at 48 Hudson Avenue in Albany. This isn't any [Read More]
Latest News
Small Business Spotlight: Emma Ruth’s Soulful Cuisine and Catering
Emma Ruth's Soulful Cuisine and Catering, Inc. is the dream enterprise of Mark Manigault, a local chef who has been cooking since he was a child in his mother’s kitchen. [Read More]
Now Hiring: Executive Director
Community Loan Fund Seeks New Executive Director Organizational Overview The Community Loan Fund of the Capital Region, a nonprofit community development financial institution, is seeking a full-time Executive Director. The position will [Read More]
Community Loan Fund Announces Search For New Executive Director
Executive Director Linda MacFarlane has announced her retirement from the Community Loan Fund. Under her leadership over the past eleven years, the Community Loan Fund has grown its small business and nonprofit loan [Read More]
9-Week Small Business Class Returns To In-Person Format
Albany, NY-– The Community Loan Fund of the Capital Region is thrilled to announce the return of the 9-Week Business Planning Course to an in-person format for the first time since the onset [Read More]
Workshops & Events
March 2025
Cyber Security Checks
April 2025
9-Week Business Planning Course Sale has ended
May 2025
AARP Work For Yourself at 50+
LinkedIn Workshop & Q&A
Relationship Networking- “The Art of Being Less- Socially Awkward
Understanding and Managing Credit
MWBE Application Assistance Clinic
June 2025
6-Week Childcare Business Development Course
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