Community Loan Fund of the Capital Region2024-05-10T12:24:41-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”

Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms

Borrower Bios

“Book” It To The Diver Library

Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]

Latest News

Capital Roots Food Kiosks Available to Rent

Are you interested in jumpstarting your food business, but can’t find or afford a location? Capital Roots may have just the space you need. Located at 598 River Street, across the street from [Read More]

Workshops & Events

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Facebook Posts

Ready to leave that job you've put years of sweat equity into? Are you passionate that you would be able to do it yourself? This is the one workshop you DO NOT want to miss! Learn how to join the "Gig Economy" in this FREE workshop brought to you by the Community Loan Fund in partnership with our friends at Broadview Federal Credit Union ! Register via link here: ... See MoreSee Less
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We are proud to announce that the Capital Region Community Investment Trust has recently been named one of the many recipients of Albany County's latest round of ARPA funding! These funds will allow us to facilitate key infrastructure projects in the building as we continue towards our end goal of establishing New York's first "Community Investment Trust"Hear from our Executive Director Linda MacFarlane and Director of Operations at the CIT Ruth Kassel as they explain what the funding will be used for and how it aligns with our project goals.We would like to thank the Albany County Legislature, Empire State Development, and all of our local leaders for believing in this project and allowing us to move forward! ... See MoreSee Less
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