Community Loan Fund of the Capital Region2024-05-10T12:24:41-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”

Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms

Borrower Bios

“Book” It To The Diver Library

Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]

Latest News

Capital Roots Food Kiosks Available to Rent

Are you interested in jumpstarting your food business, but can’t find or afford a location? Capital Roots may have just the space you need. Located at 598 River Street, across the street from [Read More]

Workshops & Events

June 2024
July 2024
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She IS the Budget Guru! Join Nishaea Richardson and say goodbye to the cycle of paycheck to paycheck living and hello to financial empowerment! In this workshop, you’ll be guided through a straightforward 4-step process designed to revolutionize your budgeting approach and enhance your financial well-being. Discover how to take charge of your finances and make meaningful progress towards your financial goals. Whether you’re aiming to save more, eliminate debt, invest wisely, or simply enjoy more financial freedom, this workshop provides the tools and techniques you need.Register Here: ... See MoreSee Less
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Join this special in person presentation in our second floor conference room, courtesy of AARP, to learn more about what goes into starting a new business! Whether you have a full-time job and are interested in exploring a part-time gig or you are looking for to start a full-time business of your own, this workshop will shed some light on exactly what is involved in entrepreneurship and how to get started!Register Here: ... See MoreSee Less
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