Community Loan Fund of the Capital Region2022-10-25T13:35:59-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Community Solutions

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Latest News

Community Loan Fund 2022 Annual Event Video

The Community Loan Fund would like to thank everyone who attended, supported, and contributed to our 37th Annual Event this year! Together, we are strengthening communities and changing lives. New in 2022, the Community [Read More]

Workshops & Events

December 2022
No event found!

Facebook Posts

If you’re marketing a product or service you’re concerned with cash flow, sales, customers, technology, and a whole lot more. With all these concerns, can you really afford to ignore the changes and trends that affect how you reach customers?Join this workshop by Michael Roach and gain a firm advantage in the marketplace. Learn more about the marketing trends that will create winning results for businesses today, throughout 2023, and into the future. To register please click the link below! ... See MoreSee Less
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Happy Thanksgiving from the Community Loan Fund! We are so grateful for all of our supporters across the Capital Region and beyond. Have a great day! ... See MoreSee Less
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