Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund allowed me to move my at-home bakery into the brick and mortar success it is today. Their training workshops and small business guidance proved to be worthwhile.”
Stacie Blair
The Sugar Fairy Bakes
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
Borrower Bios
Green Sugar Leaf Farms Brings Healthy Options to NYS Concourse
The Community Loan Fund recently closed on a $25,000 small business loan for Green Sugar Leaf Farms and their new brick and mortar location in the New York State Concourse. The loan allows [Read More]
Historic Albany Foundation Restores Oldest Building In The City- With Help From The Community Loan Fund
Historic Albany Foundation (HAF) recently received a bridge loan from the Community Loan Fund of the Capital Region to restore the Van Ostrande-Radliff House, located at 48 Hudson Avenue in Albany. This isn't any [Read More]
“Book” It To The Diver Library
Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]
Senior Hope Counseling Helps Seniors Rebuild Their Lives- With Help From the Community Loan Fund
Senior Hope Counseling is the only free-standing, non-intensive, OASAS (Office of Addictions Services & Support) licensed, non-profit, outpatient client in New York State catering exclusively to those in the 50+ population struggling with substance [Read More]
Latest News
Community Loan Fund Receives Multiple Awards From CDFI Fund
The Community Loan Fund of the Capital Region is pleased to announce that we were named the recipient of $1,060,000 from the U.S Department of the Treasury's Community Development Financial Institutions Fund (CDFI [Read More]
Community Loan Fund Announces Capital Campaign
The Community Loan Fund of the Capital Region is pleased to announce the public phase of its capital campaign for our 236 Clinton Avenue expansion project. Partnering with the [Read More]
Town of Colonie Awards Small Business Grants: Next Round Announced
Yesterday, the Town of Colonie, in partnership with the Community Loan Fund, announced the next round of small business grant recipients as part of its “Small Business Low to Moderate Income Job Retention Grant [Read More]
We Thank Our 2022 Presenters
Each year, the Community Loan Fund is honored to have a wide array of volunteers across a multitude of professions lend their expertise at one of our workshops. In 2022, we welcomed a record [Read More]
Workshops & Events
Gig Economy: Budgeting Inconsistent Income – How to Explore if Freelancing is Your Future Lifestyle
9-Week Business Planning Course
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