Community Loan Fund of the Capital Region2020-03-04T10:22:55-05:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Business Matters

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“The bridge loan we have through the Community Loan Fund is a lifesaver. Community Loan Fund isn’t only concerned about banking, they are truly concerned about the well-being of people.”

Karen Gregory
Shelters of Saratoga

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Angelo Maddox stays Fresh & Fly, with help from the Community Loan Fund

Fresh & Fly Clothing is owned and operated by Brooklyn native Angelo Maddox. He moved to the Capital Region in 2000. Maddox has been an entrepreneur since he was a student at Hudson [Read More]

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Latest News

Community Loan Fund provides training and impact investing opportunities for Millennials through Emerging Investors Network

March 5 - The Community Loan Fund of the Capital Region knows that Millennials want to be investors and philanthropists – there’s just a lot that gets in their way: student loan debt, credit [Read More]

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Workshops & Events


16apr6:00 pm8:30 pmSmall Business Legal Network Clinic – April 16 - via Zoom

29apr5:30 pm7:30 pmBusiness of Art: Expanding Your Marketing With Social Media, April 29 - POSTPONED


02may(may 2)9:00 am20jun(jun 20)12:00 pm8-Week Business Planning Course, beginning May 2 - POSTPONED

07may5:30 pm7:30 pmWriting a Business Plan: Part 1- Concepts, May 7

14may5:30 pm7:30 pmWriting a Business Plan - Part 2: Draft reviews

27may5:30 pm7:30 pmBusiness of Art: Business Planning for Success - POSTPONED

Facebook Posts

Got some downtime this week? Use this time to bone up on small business basics with our free online training program. Start here: ...

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