Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training

Lending

Learn about our lending services

Community Solutions

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“The Community Loan Fund made Bliss possible, as they were our first source of funding. Without their faith in our business, we would not have been able to bring this business to life.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process! The staff was always very accommodating and ready to assist us.”

Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms

Borrower Bios

“Opportunities Without Limitations” Battenkill Community Services Receives $490,000 Loan From CLF

Nestled on the Battenkill River in historic Washington County, Battenkill Community Services provides compassionate person-centered services for adults, teens and children with autism, intellectual and developmental disabilities. Recently, the Community Loan Fund provided [Read More]

Living Resources Expands Housing Inventory For Individuals With Disabilities- With Help From Community Loan Fund

The Community Loan Fund recently closed on a $600,000 loan to Living Resources Corporation to assist the organization in purchasing and rehabilitating a home in Niskayuna (Schenectady County). Once renovated, the property will be [Read More]

Revitalizing History: Burden Ironworks Museum Receives Upgrades

Nestled in the heart of South Troy, the iconic Burden Ironworks Museum is receiving a well needed face lift, thanks to the Community Loan Fund! Owned by the Hudson Mohawk Industrial Gateway (HMIG), the [Read More]

Green Sugar Leaf Farms Brings Healthy Options to NYS Concourse

The Community Loan Fund recently closed on a $25,000 small business loan for Green Sugar Leaf Farms and their new brick and mortar location in the New York State Concourse. The loan allows [Read More]