Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Latest News
Community Loan Fund provides training and impact investing opportunities for Millennials through Emerging Investors Network
March 5 - The Community Loan Fund of the Capital Region knows that Millennials want to be investors and philanthropists – there’s just a lot that gets in their way: student loan debt, credit [Read More]
Local advocates urge federal government not to strip “Community” out of the Community Reinvestment Act
January 16 - The Community Reinvestment Act was a landmark civil rights law passed in 1977 to end discrimination that was once common in America’s banking and housing markets. The law made a huge [Read More]
Governor Cuomo Proposes $25 Million in New Funding for CDFIs
January 8 - Governor Andrew Cuomo announced on Monday a proposal to provide $25 million in new seed funding over five years for New York’s CDFI Fund through the creation of the Excelsior Banking [Read More]
New Fundraising Program: Loan Fund partners with ReWire
January 7 - ReWire Energy believes in the power of community and giving back. For each Community Loan Fund supporter that subscribes to community solar, they are making a $50 donation to our organization! [Read More]
Workshops & Events
January 2025
Basic Legal Formations for Small Businesses
Money Optimization Blueprint: Simplify and Amplify
9-Week Business Planning Course
Business Health Check-Ups
February 2025
Money Optimization Blueprint: Simplify and Amplify
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