Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
St. Paul’s center finishes housing for homeless women and their children, with help from the Community Loan Fund
Today, we joined staff from St. Paul’s Center and Nancy Kupiec of Vesta Construction Services to tour the Lee Dyer Family Apartments. This project will provide safe, affordable housing to help nine families at [Read More]
Battenkill Community Services adds respite care – with help from Community Loan Fund
This week, the Community Loan Fund closed on a loan for $219,000 to purchase a home for respite care for families that include individuals with developmental disabilities. The term loan will help this 20+ [Read More]
Two more units of affordable housing hit Albany market – with help from the Community Loan Fund
Friday, the Community Loan Fund of the Capital Region closed on a loan that will provide more affordable housing for families in need. The loan, totaling $61,500 was to the Albany Community Land Trust [Read More]
Woman-owned creative agency in Troy gets boost – with help from Community Loan Fund
Primeau Fahey Studios started in 1993 as a WBE graphic design firm by Kelly Primeau-Fahey. Kelly was essentially a freelancer conveniently working from home while her kids were in school. But over the past [Read More]
Latest News
Town of Colonie Awards Small Business Grants: Next Round Announced
Yesterday, the Town of Colonie, in partnership with the Community Loan Fund, announced the next round of small business grant recipients as part of its “Small Business Low to Moderate Income Job Retention Grant [Read More]
We Thank Our 2022 Presenters
Each year, the Community Loan Fund is honored to have a wide array of volunteers across a multitude of professions lend their expertise at one of our workshops. In 2022, we welcomed a record [Read More]
Community Loan Fund 2022 Annual Event Video
The Community Loan Fund would like to thank everyone who attended, supported, and contributed to our 37th Annual Event this year! Together, we are strengthening communities and changing lives. New in 2022, the Community [Read More]
Community Loan Fund Announces Emcee for 37th Anniversary Event
The Community Loan Fund is proud to announce that Giuliana Bruno, weekend anchor for WTEN will serve as the emcee for our 37th Anniversary Event on Thursday, October 22, 2022. Recently, the Community Loan [Read More]
Workshops & Events
March 2025
Cyber Security Checks
April 2025
9-Week Business Planning Course Sale has ended
May 2025
Developing an Actionable Marketing Plan
Creating Reasonable Cash Flow Projections
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