Community Loan Fund of the Capital Region2024-09-25T11:53:47-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”

Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms

Borrower Bios

“Book” It To The Diver Library

Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]

Latest News

Workshops & Events

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Facebook Posts

CLF is coming to a city near you! Looking for one-on-one small business mentoring? Visit our very own Rose Bordett in Troy on December 11th at Capital Roots! What is Capital Roots?Located in the heart of Troy, Capital Roots’ Shared Use Kitchen offers aspiring and established food entrepreneurs a state-of-the-art culinary space that’s both accessible and affordable. Our facility is designed to make food business ownership attainable for anyone with a vision, featuring five specialized workspaces equipped for baking, catering, and product development. With amenities like a dedicated loading bay, walk-in cooler and freezer, dry storage, and round-the-clock access, we provide the ideal environment to expand or launch your food venture.Membership at Capital Roots’ kitchen means joining a vibrant community of makers with direct access to local farm products, business training, and a network of over 100 farms. Through our partnership with the Community Loan Fund, members receive business support, promotion, and preferred supplier opportunities for our Good Food Market. As an inspected and certified kitchen, we also offer guidance on navigating health certifications, ensuring your path to success is smooth and supported. Get started by touring the space and discovering how Capital Roots can help bring your culinary dreams to life!Capital Roots ... See MoreSee Less
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Don't be scared! The Loan Fund has plenty of small business training courses coming up this fall! Visit our website and register today! mycommunityloanfund.org/workshops/ ... See MoreSee Less
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