Community Loan Fund of the Capital Region2024-09-25T11:53:47-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”

Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms

Borrower Bios

“Book” It To The Diver Library

Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]

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Construction is well underway at the Capital Region Community Investment Trust, located at 153 S. Pearl Street in the South End! Earlier this week, crews conducted the concrete pour for the new exterior fire escape stairwell. The Community Loan Fund remains committed to rehabilitating this historic structure in the South End as we get one step closer to our final goal. Please stay tuned to our social media pages for updates on the construction progress. ... See MoreSee Less
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