Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Revitalizing History: Burden Ironworks Museum Receives Upgrades
Nestled in the heart of South Troy, the iconic Burden Ironworks Museum is receiving a well needed face lift, thanks to the Community Loan Fund! Owned by the Hudson Mohawk Industrial Gateway (HMIG), the [Read More]
Green Sugar Leaf Farms Brings Healthy Options to NYS Concourse
The Community Loan Fund recently closed on a $25,000 small business loan for Green Sugar Leaf Farms and their new brick and mortar location in the New York State Concourse. The loan allows [Read More]
Historic Albany Foundation Restores Oldest Building In The City- With Help From The Community Loan Fund
Historic Albany Foundation (HAF) recently received a bridge loan from the Community Loan Fund of the Capital Region to restore the Van Ostrande-Radliff House, located at 48 Hudson Avenue in Albany. This isn't any [Read More]
“Book” It To The Diver Library
Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]
Latest News
Linda MacFarlane Named to City & State NY “Trailblazers in Economic Development List” for 2024
Albany, NY- Along with 99 other economic trailblazers spanning from Manhattan to Buffalo, our Executive Director Linda MacFarlane has been named to the 2024 Trailblazers in Economic Development List according to City & [Read More]
9-Week Small Business Class Returns To In-Person Format
Albany, NY-– The Community Loan Fund of the Capital Region is thrilled to announce the return of the 9-Week Business Planning Course to an in-person format for the first time since the onset [Read More]
Community Loan Fund 39th Annual Event Details
On behalf of the Community Loan Fund, thank you for RSVP'ing to our 39th Annual Event. We promise the evening will feature one-of-a-kind cuisine, passionate speeches from borrowers, and excellent networking opportunities for all! [Read More]
Workshops & Events
January 2025
Money Optimization Blueprint: Simplify and Amplify
9-Week Business Planning Course
February 2025
Money Optimization Blueprint: Simplify and Amplify
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