Community Loan Fund of the Capital Region2021-11-02T14:05:39-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Community Solutions

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Latest News

Workshops & Events

May 2022
June 2022
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Investments in the Community Loan Fund... ⚡ Earn interest ⚡ Build assets ⚡ Support small businesses in the Capital Region⚡ Put money to work locally ⚡ Promote social justice & economic equity⚡ And so much more... Learn what your dollars can do when you invest with the Community Loan Fund! ... See MoreSee Less
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2 days ago

Community Loan Fund of the Capital Region
For Nonprofit organizations, developing a diversified and effective Board of Directors is a major key to success. These Board Members are responsible for steering the organization towards a sustainable future by adopting sound, ethical, and legal governance, strong financial management policies and allocating resources. In this workshop, participants will learn how to develop an individualized Annual Board Plan. This annual plan will help to guide the board and agency on their goals for the year, including fundraising, board recruitment, and event participation. Participants will learn the components of the annual plan and be provided with a template that they can use for their agency.Presented by Sabrina Houser and Liz Chipman of Capital CFO+Capital CFO+ Register Here: ... See MoreSee Less
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