Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Senior Hope Counseling Helps Seniors Rebuild Their Lives- With Help From the Community Loan Fund
Senior Hope Counseling is the only free-standing, non-intensive, OASAS (Office of Addictions Services & Support) licensed, non-profit, outpatient client in New York State catering exclusively to those in the 50+ population struggling with substance [Read More]
Mom Starts Here: Supporting New & Expecting Parents
During the COVID-19 Pandemic, families across the country scrambled to secure the essentials for their households, whether it was food, water, hygiene products or clothing. What if you were a young mother, or [Read More]
Purses, Pocketbooks and Pouches Oh My! Kema Kreation’s Highlighted By HERLIFE Magazine
Kema Maxwell, owner of Kema Kreation's located at 255 Orange St Albany, NY in the ACES incubator, was recently featured in HERLIFE magazine, a publication which seeks to not only keep women connected but [Read More]
From Entrepreneur to Published Author- Angelo Maddox Jr’s Next Endeavor
https://www.youtube.com/watch?v=8Yd3HoC-BcI&t=6s A former Board Member with the Community Loan Fund and Owner of Fresh & Fly Clothing located at 13 S.Pearl Street in Albany, NY, Angelo Maddox Jr has accomplished a lot [Read More]
Latest News
ACES Business Owner Named To “40 Under 40” By Albany Business Review
Practice makes perfect, that's what all of our teachers, parents, and mentors told us growing up in school, at home, on the stage, or on the field. For business owner LaQuetta Alexander-Ellis, "Practice2Perfect" [Read More]
Community Loan Fund Welcomes New Development Coordinator
The Community Loan Fund is proud to welcome Melissa Snyder to our newly implemented "Development Coordinator" position! A native of Colonie and a graduate of The College of Saint Rose (07) with a [Read More]
Community Loan Fund Receives $800,000 Grant for Community Investment Trust Building
Albany, NY- The Community Loan Fund is proud to announce that is has been awarded $800,000 through Round XIII of the New York State Regional Economic Development Council Initiative. Round XIII included grant [Read More]
Parking Information For Annual Event
Good Afternoon Attendees Of The Annual Event: We are ONE day away from our 38th Annual Event and we cannot thank you enough for coming to help us celebrate. Please see the information below [Read More]
Workshops & Events
Fraud Prevention: Isolating Your Personal Information and Side-Stepping Scams
Budgeting to Abundance
Creating Reasonable Cash Flow Projections
Identify Your Financial Potential: Strategies for Maximizing Cash Flow
AARP Work For Yourself at 50+
Understanding and Managing Credit
Your Credit Score: How to Repair, Maintain and Build Up a Credit Score
Budgeting to Abundance
Gig Economy–Learn How to Transform Your Passion into a Strategic Business
Identify Your Financial Potential: Strategies for Maximizing Cash Flow
Fraud and Scams: How to Protect Yourself
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