Community Loan Fund of the Capital Region2021-03-01T10:40:10-05:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Banging on Doors

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

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Latest News

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  Some of you were fortunate enough to get a stimulus check this January. Instead of heading to your Amazon cart or blowing it on sourdough starter or videos on demand, consider using your [Read More]

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Workshops & Events

March 2021
No event found!

Facebook Posts

Sole proprietors, indie contractors & small biz, listen up! 📣 📣 From now until March 10, the PPP program will only be reviewing applications for assistance from small businesses (20 employees or less). We can help with app or connect you with banks accepting apps. Contact us. ...
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March 12, we're going to be at "We Built This City" at Palette, talking about diversity, inclusion, and pushback. Community Lending Officer Destiny Watkins will be on a panel about valuing diversity and share her success stories about financial inclusion. Will you join us? ...
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