Community Loan Fund of the Capital Region2020-07-24T12:51:20-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Business Matters

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“The bridge loan we have through the Community Loan Fund is a lifesaver. Community Loan Fund isn’t only concerned about banking, they are truly concerned about the well-being of people.”

Karen Gregory
Shelters of Saratoga

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

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Latest News

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Workshops & Events


04aug1:00 pm3:00 pmVirtual EventSo You Want To Be an Entrepreneur?

05aug11:00 am12:00 pmVirtual EventCredit BasicsPrepping for a Successful Loan Application

06aug6:00 pm8:30 pmVirtual EventSmall Business Legal Network Clinic – via Zoom

11aug1:00 pm3:00 pmVirtual EventDeveloping a Business Plan

12aug6:00 pm8:00 pmFeaturedVirtual EventMoney Moves Every Young Person Should Make

18aug1:00 pm3:00 pmVirtual EventResources for Starting a Small Business

Facebook Posts

Community Loan Fund's COVID-19 Grant awarded to Omonike Akinyemi, owner of Image Quilt Studio in South End of Albany. Hear more about her business and future plans. ...

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