Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Community Loan Fund helps finance new development in Albany and Waterford
This week, the Community Loan Fund of the Capital Region announced back-to-back closings on two exciting new projects in the Capital Region. Dorian L. Wells, Senior Lending Officer at the Community Loan [Read More]
ReWire Energy starts family business after losing mother
The ReWire Energy story is a family love story of sorts. It begins with a family of seven: Mom, Dad and 5 brothers. In September of 2012 their beloved matriarch passed away. The boys [Read More]
Latest News
Presenting more COVID-19 grant recipients
The Community Loan Fund of the Capital Region is proud to continue our COVID-19 Small Business Continuity Program. We would not be able to provide these grant awards without the generous support of [Read More]
NY Forward offers loans for small landlords hurt by COVID
Recently Governor Cuomo announced the New York Forward Loan Fund (NYFLF), a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits, and small landlords as they reopen after the [Read More]
SRI donates recovery kits to MWBEs
June 9 - Strategic Response Initiatives (SRI) today announced the launch of a small business support program aimed at helping these businesses reopen safely in response to COVID-19. SRI’s kits include strategic guidance and [Read More]
SRI Announces Small Business Recovery Program – Includes PPE Kits
As businesses begin the reopening process, many feel overwhelmed by the public health regulations and may not know where to turn. Strategic Response Initiatives (SRI) has launched a volunteer program aimed at helping small [Read More]
Workshops & Events
January 2025
Basic Legal Formations for Small Businesses
Money Optimization Blueprint: Simplify and Amplify
9-Week Business Planning Course
Business Health Check-Ups
February 2025
Money Optimization Blueprint: Simplify and Amplify
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