Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
Latest News
Community Loan Fund of the Capital Region welcomes NY Federal Reserve Bank President
John Williams, President of the Federal Reserve Bank of New York visited the Community Loan Fund of the Capital Region to meet several minority and women business owners that the Loan Fund has assisted.
New “Jobsite Financing” program keeps MWBE contractors on the job
Albany, NY – Construction is big business in the Capital Region, but it also takes a big investment. This week, The Community Builders, Schenectady Works, and the Social Enterprise and Training (SEAT) Center announced [Read More]
Orange Street Incubator
Small Business Incubator Office Space Available Now Various office sizes in the Albany Center for Economic Success, a subsidiary of the Community Loan Fund of the Capital Region The Community Loan Fund Business Incubator [Read More]
Community Loan Fund phone number being spoofed
We offer our sincerest apologies if you are receiving spam phone calls that appear to originate from our business phone number. Our phone number is being spoofed. We have reported this to the authorities [Read More]
Workshops & Events
September 2025
9-Week Business Planning Course Sale has ended
AARP Work For Yourself at 50+
The Family Business: Managing Money as a Family
October 2025
Community Loan Fund 40th Annual Event
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