Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
From Entrepreneur to Published Author- Angelo Maddox Jr’s Next Endeavor
https://www.youtube.com/watch?v=8Yd3HoC-BcI&t=6s A former Board Member with the Community Loan Fund and Owner of Fresh & Fly Clothing located at 13 S.Pearl Street in Albany, NY, Angelo Maddox Jr has accomplished a lot [Read More]
Rebuilding Together Saratoga County Making Homes Accessible- With Help From the Community Loan Fund
What happens when you have elderly parents, grandparents, neighbors, or friends and it becomes apparent that the house they've owned for decades is no longer suitable for them? Are the front stairs falling into [Read More]
New York Folklore Society shares the richness of NY’s peoples – with help from the Community Loan Fund
The New York Folklore Society is celebrating its 78th anniversary this year - that's 78 years of collecting and sharing the culture and traditions of the people of New York. The nonprofit was founded [Read More]
Cambridge Valley group preserves the past and builds a future – with help from Community Loan Fund
What becomes of a historic town under the constant pressure of progress? If it's lucky, it has a group like the Cambridge Valley Community Development and Preservation Partnership advocating for it. The Cambridge Valley [Read More]
Latest News
Community Loan Fund Investment Director Linda Chandler Announces Retirement After 16 Years
Linda Chandler, Director of Investments at the Community Loan Fund has announced her retirement effective April 2024, after 16 years with the organization. During her time with the organization, Linda was paramount as it [Read More]
Capital Roots Food Kiosks Available to Rent
Are you interested in jumpstarting your food business, but can’t find or afford a location? Capital Roots may have just the space you need. Located at 598 River Street, across the street from [Read More]
ACES Business Owner Named To “40 Under 40” By Albany Business Review
Practice makes perfect, that's what all of our teachers, parents, and mentors told us growing up in school, at home, on the stage, or on the field. For business owner LaQuetta Alexander-Ellis, "Practice2Perfect" [Read More]
Community Loan Fund Welcomes New Development Coordinator
The Community Loan Fund is proud to welcome Melissa Snyder to our newly implemented "Development Coordinator" position! A native of Colonie and a graduate of The College of Saint Rose (07) with a [Read More]
Workshops & Events
January 2025
9-Week Business Planning Course Sale has ended
March 2025
Structuring Your Public Relations to Fit Your Budget
AARP Work For Yourself at 50+
Intro to Artificial Intelligence in Marketing
The 3tone Blueprint: Web Design, Social Media and Marketing
Creating Cash Flow Projections for Childcare Businesses
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