Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to provide unique access to financing and business training to nonprofit organizations, small businesses, and entrepreneurs, in partnership with community minded stakeholders, helping deliver essential services to the economically underserved. Our vision is for a Capital Region where all residents have equitable access to the resources they need to build a sustainable, resilient, and prosperous community.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund was very patient and helpful during the entire process and helped speed up our process immensely! The staff was always very accommodating and ready to help whenever needed.”
Ruth Randall & Selma Ogresevic
Green Sugar Leaf Farms
Borrower Bios
From Entrepreneur to Published Author- Angelo Maddox Jr’s Next Endeavor
https://www.youtube.com/watch?v=8Yd3HoC-BcI&t=6s A former Board Member with the Community Loan Fund and Owner of Fresh & Fly Clothing located at 13 S.Pearl Street in Albany, NY, Angelo Maddox Jr has accomplished a lot [Read More]
Rebuilding Together Saratoga County Making Homes Accessible- With Help From the Community Loan Fund
What happens when you have elderly parents, grandparents, neighbors, or friends and it becomes apparent that the house they've owned for decades is no longer suitable for them? Are the front stairs falling into [Read More]
New York Folklore Society shares the richness of NY’s peoples – with help from the Community Loan Fund
The New York Folklore Society is celebrating its 78th anniversary this year - that's 78 years of collecting and sharing the culture and traditions of the people of New York. The nonprofit was founded [Read More]
Cambridge Valley group preserves the past and builds a future – with help from Community Loan Fund
What becomes of a historic town under the constant pressure of progress? If it's lucky, it has a group like the Cambridge Valley Community Development and Preservation Partnership advocating for it. The Cambridge Valley [Read More]
Latest News
Community Loan Fund 39th Annual Event Details
On behalf of the Community Loan Fund, thank you for RSVP'ing to our 39th Annual Event. We promise the evening will feature one-of-a-kind cuisine, passionate speeches from borrowers, and excellent networking opportunities for all! [Read More]
CLF Celebrates 75th Edition of Business Course
Community Loan Fund Celebrates 75th Edition of 9-Week Business Planning Course Schenectady, NY- The Community Loan Fund of the Capital Region is proud to announce the commencement of our [Read More]
Capital Region CIT Receives $350,000 in ARPA Funding
We are proud to announce that the Capital Region Community Investment Trust has recently been named one of the many recipients of Albany County's latest round of ARPA funding! [Read More]
Community Loan Fund Announces New “Financial Wellness Program”
Albany, NY- The Community Loan Fund is proud to announce that we are launching a first of its kind “Financial Wellness Program” aimed to assist low-income entrepreneurs as they seek financial options for their [Read More]
Workshops & Events
September 2025
9-Week Business Planning Course Sale has ended
November 2025
Groundwork: Building Businesses from the Core
December 2025
Business Goal Setting Workshop
Writing A Strategic Business Plan
January 2026
9-Week Business Planning Course
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