Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
Borrower Bios
‘It’s not just a house, it is a home’ – Living Resources and Community Loan Fund partner to purchase home for disabled seniors
Living Resources has been creating homes and services for individuals with disabilities since 1974. Now, decades later, many of the individuals who came into the program as young people need a place where they [Read More]
Sugar Fairy Bakes opens hometown bakery – with help from Community Loan Fund
This month, Stacie Blair opened her dream bakery, with help from the Community Loan Fund. Blair closed on a $25,000 term loan to expand her home-based business, The Sugar Fairy Bakes, into a full-scale [Read More]
Repose Wellness re-energizes spa clients – with help from Community Loan Fund
Joe Cardinal and his wife, Melissa Cardinal wanted to bring their clients to a deeper state of relaxation. Both trained massage therapists, they wanted to expand Joe's solo bodywork practice to add more wellness [Read More]
Shop local this holiday season – support Community Loan Fund businesses like these…
This holiday season, find special gifts for your loved ones right in your own neighborhood. Your presents aren't stuck on a boat somewhere - they're right down the street. The Community Loan Fund [Read More]
Latest News
Community Loan Fund Receives 1.2 Million from U.S Treasury
The Community Loan Fund recently received 1.2 Million Dollars from the U.S Treasury Department as part of their 1.73 Billion Dollar CDFI Equitable Recovery Program (CDFI ERP). These funds are to be used [Read More]
Destiny Watkins Named Director of Training and Technical Assistance
Community Loan Fund of the Capital Region is proud to announce that Destiny Watkins, currently the Manager of Training and Technical Assistance, has been promoted to the position of Director of Training and [Read More]
Community Loan Fund Receives Multiple Awards From CDFI Fund
The Community Loan Fund of the Capital Region is pleased to announce that we were named the recipient of $1,060,000 from the U.S Department of the Treasury's Community Development Financial Institutions Fund (CDFI [Read More]
Community Loan Fund Announces Capital Campaign
The Community Loan Fund of the Capital Region is pleased to announce the public phase of its capital campaign for our 236 Clinton Avenue expansion project. Partnering with the [Read More]
Workshops & Events
AARP Work For Yourself at 50+
Budgeting to Abundance
How to Hire a Website Company
9-Week Business Planning Course
9-Week Business Planning Course
9-Week Business Planning Course
Understanding Your Credit
9-Week Business Planning Course
How to Start a Non-Profit Organization
Understanding Your Finances & How to Apply for Capital
9-Week Business Planning Course
Identify Your Financial Potential: Strategies for Maximizing Cash Flow
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