Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
Borrower Bios
Hubbard Hall secures kitchen facilities – with help from Community Loan Fund
The Community Loan Fund closed on a $20,000 term loan to help Hubbard Hall keep its kitchen facilities, after a beloved cafe on the ground floor closed due to COVID. In June, Round Hill [Read More]
Woman’s Club updates historic club – with help from the Community Loan Fund
The Woman's Club of Albany is updating its historic clubhouse on Madison Avenue - with help from the Community Loan Fund. The Woman's Club is closing on a $148,500 line of credit to install [Read More]
Better Community Neighborhoods, Inc. repairs homes for low-income homebuyers, with help from the Community Loan Fund
Everyone deserves safe, affordable housing. Better Community Neighborhoods, Inc. repairs homes in Schenectady neighborhoods so that they can be purchased by low-income homebuyers. BCNI also provides grants to homeowners to make critical repairs to [Read More]
John F. Finn Institute for Public Safety reforms criminal justice – with help from the Community Loan Fund
In 2004, Albany Police Department Lieutenant John F. Finn was fatally shot in the line of duty while in pursuit of a burglary suspect. He is survived by his wife, two daughters, and the [Read More]
Latest News
Town of Colonie Awards Small Business Grants: Next Round Announced
Yesterday, the Town of Colonie, in partnership with the Community Loan Fund, announced the next round of small business grant recipients as part of its “Small Business Low to Moderate Income Job Retention Grant [Read More]
We Thank Our 2022 Presenters
Each year, the Community Loan Fund is honored to have a wide array of volunteers across a multitude of professions lend their expertise at one of our workshops. In 2022, we welcomed a record [Read More]
Community Loan Fund 2022 Annual Event Video
The Community Loan Fund would like to thank everyone who attended, supported, and contributed to our 37th Annual Event this year! Together, we are strengthening communities and changing lives. New in 2022, the Community [Read More]
Community Loan Fund Announces Emcee for 37th Anniversary Event
The Community Loan Fund is proud to announce that Giuliana Bruno, weekend anchor for WTEN will serve as the emcee for our 37th Anniversary Event on Thursday, October 22, 2022. Recently, the Community Loan [Read More]
Workshops & Events
9-Week Business Planning Course Sale has ended
Understanding Your Credit
9-Week Business Planning Course
How to Start a Non-Profit Organization
Understanding Your Finances & How to Apply for Capital
9-Week Business Planning Course
Identify Your Financial Potential: Strategies for Maximizing Cash Flow
Business Planning with Capital CFO+
9-Week Business Planning Course
Creating Reasonable Cash Flow Projections
9-Week Business Planning Course
9-Week Business Planning Course
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