Community Loan Fund of the Capital Region2022-10-25T13:35:59-04:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Community Solutions

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Latest News

Workshops & Events

December 2022
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Facebook Posts

Our sixth presenter we would like to thank is Ryan Felder. Ryan serves as the Education Coordinator for Capital Bookkeeping Cooperative. Ryan assisted in teaching "Financial Statements and Bookkeeping Practices for Small Businesses". Ryan has a BA in Public Policy Leadership from the University of Mississippi and a Masters of Divinity from Union Theological Seminary where they concentrated in social ethics and education. Ryan is passionate about democratic education, worker-cooperatives, and grassroots economic Thank you Ryan! ... See MoreSee Less
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This wonderful event will be held at our 255 Orange Street location on Sunday, December 11th! DANIEL STEWART PHOTOGRAPHY AWARD ANNOUNCES WINNERSThe Daniel Stewart Memorial Fund for Photography of Underground Railroad Education Center announces its award recipients for 2022. The Daniel Stewart Fund was founded in 2020 to honor the memory of Daniel Stewart, a Capital Region photographer who volunteered his photographic services to Underground Railroad Education Center, who was tragically killed in a motorcycle accident in Forest Grove, Oregon in that year. The fund is supported by community member contributions and seeks to support developing self-taught photographers who aspire to grow their careers. The Fund announces it recipients for 2022 as George Paul, Paula Hebert and Laura Kordowski. George Paul will receive the top prize. Paula Hebert will receive a second-place award and Laura Kordowski a third-place award. Selection was made based on a submission of photographs, face to face interviews and a narrative. Judges included volunteers from the Underground Railroad Education Center board, volunteers and area photographers. The Early Career Photography Award will be presented on Sunday, December 11th, at 2 PM to 4:00 PM. The event will be held at the Albany Center for Economic Success, located at 255 Orange Street, Albany, New York 12210 in the 2nd floor Conference Room. Off-street parking is available. Limited attendance space is available. Those planning to attend should RSVP to Paul Stewart at 518-596-0260Underground Railroad Education Center ... See MoreSee Less
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