Community Loan Fund of the Capital Region2020-11-23T14:50:19-05:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training

Lending

Learn about our lending services

Business Matters

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

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Latest News

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Workshops & Events

november

07nov9:00 am12:00 pmVirtual Event8-Week Business Planning Course

14nov9:00 am12:00 pmVirtual Event8-Week Business Planning Course

december

03dec1:00 pm2:00 pmWork for Yourself at 50+Introduction to Freelancing & the Gig Economy, Part 1

10dec1:00 pm2:00 pmWork for Yourself at 50+Introduction to Freelancing & the Gig Economy, Part 2

Facebook Posts

Today, Community Loan Fund awarded another $89,000 in small business grants, just in time for Thanksgiving. This brings total to $210,000 in Schenectady! bit.ly/3q4UkpU ...

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1 day ago

Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region gave another $89,000 in grants to grateful Schenectady businesses, and just in time for Thanksgiving. The organization is making awards to small businesses impacted by COVID. This latest round of grants brings the total amount awarded to $210,000. These grants are part of the City of Schenectady’s Small Business Assistance Program and are designed to help businesses adjust to the challenges of the pandemic.

The grants were distributed at the City of Schenectady’s new Empowerment Center, located at 140 Erie Blvd.
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