Community Loan Fund of the Capital Region2021-03-01T10:40:10-05:00

Welcome to the Community Loan Fund of the Capital Region

The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.

We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.

Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.

Online Learning

free online training


Learn about our lending services

Banging on Doors

Meet our business owners!

Our Community Members

“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”

Janine Robitaille
Interfaith Partnership for the Homeless

“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”

Jason Wellington
Joyful Beginnings Early Education Center

“The Community Loan Fund is helping to make the community a better place for us all. We have used loan fund financing on several occasions and have always found them to be easy to work with and a great supporter of our work.”

Fred Erlich
Living Resources Corp.

“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”

Katie Dievendorf
Bliss Juice.Smoothie.Self

Borrower Bios

Anderson Construction rebuilds after COVID

COVID-19 has been difficult for small business owners. The statewide shutdown stopped work, and that left small businesses like Anderson Construction struggling. "During COVID, many businesses are facing troubles with capital. Many businesses were [Read More]

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Latest News

Happy New Year from the Community Loan Fund

When we look back at the Community Loan Fund’s 35-year history, it’s hard to identify a more challenging year than 2020. COVID-19 and the resulting shutdowns devastated our small business community. Under normal circumstances [Read More]

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Workshops & Events

March 2021
No event found!

Facebook Posts

Sole proprietors, indie contractors & small biz, listen up! 📣 📣 From now until March 10, the PPP program will only be reviewing applications for assistance from small businesses (20 employees or less). We can help with app or connect you with banks accepting apps. Contact us. ...
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March 12, we're going to be at "We Built This City" at Palette, talking about diversity, inclusion, and pushback. Community Lending Officer Destiny Watkins will be on a panel about valuing diversity and share her success stories about financial inclusion. Will you join us? ...
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