Local advocates urge federal government not to strip “Community” out of the Community Reinvestment Act

“The CRA is a vital economic development tool, helping us halt the cycle of disinvestment that has plagued these communities for decades. Changing this law will suppress our ability to affect change here, and undo years’ worth of progress we’ve already made in these communities,” says MacFarlane.

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Shelters of Saratoga saves homeless from dangerously frigid temperatures

The cold came early this year, and that has left many homeless people vulnerable to below-freezing temperatures. Thanks to Code Blue Saratoga, these men and women can come in from the cold. Karen Gregory, Executive Director for Shelters of Saratoga, drives the 10-person van around Saratoga Springs picking up people…

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HomeFront working on the frontlines to keep low-income seniors in safe, warm homes

Owners of older mobile homes can face a number of challenges: water damage, wiring that isn’t up to code, damaged insulation, and roofing issues. Plus, many don’t hold heat well, which leads to high energy costs. In fact, owners may pay several hundred dollars a month for fuel. And if…

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Joyful Beginnings opens second location to meet childcare demand in Capital Region

Joyful Beginnings Early Education Program

Joyful Beginnings Early Education Program is a daycare center built on the premise that every child needs to be nurtured as an individual. The not-for-profit provides care for preschool age children, 91% of whom receive substantial DSS support. In 2019, Joyful Beginnings opened a second location in Waterford with assistance from the Community Loan Fund of the Capital Region.

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Hudson Sloop Club takes kids to the river

“The Community Loan Fund made it possible for us to realize the long-standing dream of building the Everett Nack Environmental Education Center for the people of the City of Hudson,” says Nick Zachos, Executive Director, Hudson Sloop Club. “Thanks to the Community Loan Fund, our small volunteer-run non-profit is able to do big things.” The Hudson Sloop Club also offers fishing, boating, ecology, and even boat-building courses for youth.

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